Comments on: Beware Of Upfront Costs When Buying A Foreclosure Or Bank Owned Home In Alexandria VA

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By: Here

Here — Thu, 12 Apr 2012 00:23:05 +0000

Here…

[...]Beware Of Upfront Costs When Buying A Foreclosure Or Bank Owned Home In Alexandria VA[...]…

By: Tamara Inzunza

Tamara Inzunza — Mon, 18 May 2009 02:29:57 +0000

Hi Reuben, not all home inspectors do a detailed roof inspection. And if the roof does need to be repair, and the buyer is using an FHA or VA loan, the lender can request a specific roof re-inspection from a certified roofer as a result of the appraisal. I just went through that in a recent transaction. It’s an additional expense because the home inspector is probably not a certified roofer. Having the appraiser re-inspect after a lender required repair is also an additional expense to the buyer.

By: Reuben Saltzman

Reuben Saltzman — Thu, 23 Apr 2009 11:43:45 +0000

This is a great list of up-front expenses. Just one question though.

Why do you list a roof inspection as a separate service? If the home inspector isn’t qualified to inspect the roof, find another home inspector. If a home inspector always recommends a second opinion by a roofing contractor, find another home inspector. There’s plenty of us out there that are happy to walk on the roof and tell the buyer if it’s acceptable, needs repair, or needs replacement.

One other thought – here in Minnesota, I’ve actually heard of banks requiring buyers to de-winterize and re-winterize. This isn’t common, but it gets very expensive for potential buyers.