Wells Fargo Short Sale At 75 S Reynolds Street Unit 215 In EOS 21 | Aleaxandria VA 22304

75 S. Reynolds Street Unit 215

Alexandria VA listing agent and short sale specialist Tamara Inzunza has just listed a 1br/1ba condo in Alexandria VA.  Enjoy contemporary community amenities such as outdoor swimming pool, library, state-of-the-art fitness center, internet cafe, lounge, kitchen, convenience store, and grill area.

This second floor condo is offered at the attractive price of $125,000, and includes:

• hardwood floors
• separate dining area
• ceramic tile in kitchen
• stainless steel appliances including gas stove, dishwasher, built-in microwave, refrigerator with ice maker
• balcony off living room with views of courtyard
• washer/dryer
• master bedroom with large closets
• secure building entry

This close-in community offers a shuttle to the Van Dorn metro and is pet-friendly!

This property is a short sale and requires lender approval.  Estimated approval time once all required paperwork has been submitted is within 30 business days.

Subdivision: EOS Twenty-One (Alexandria VA 22304)

Sales Price: $125,000

Bank Invoved: Wells Fargo

Contact Info: Listed by Tamara Inzunza, CDPE, CDRS, SFR, specializing in short sales

If you are currently having difficulty paying your mortgage, you may qualify to sell your home as a short sale.  Even if you are behind on payments or have received a notice of default or notice of trustee’s sale in the mail, we may be able to stop the foreclosure process. We’ve done it before! 

As a Certified Distressed Property Expert and Certified Default Resolution Specialist, I help homeowners who are in distress understand their options.  These options may include loan modification, forebearance, short sale, Homeowner Assistance Program (HAP) for Northen Virginia military families, or other alternatives that may be approved by your lender. Before you max out your credit cards or deplete your savings trying to keep your mortgage current, feel comfortable giving me a call at 703-623-8759. 

Wells Fargo Short Sale Approval | How Long Will It Take

Wells Fargo has recently merged with Wachovia, and like Wachovia’s Short Sale Fast Track Program where approvals are generally granted within 30 days, Wells Fargo is doing its part to keep property values stable by reducing the time it takes for a short sale to be approved.  Once your application has been received, along with your purchase offer, your Wells Fargo short sale can be approved within 25 business days.

What are the benefits for a quick approval?

1. For borrowers facing a financial hardship, a quick approval means a more positive impact on your credit report.  If you are currently behind on your mortgage, a quick approval means no additional late payments.  If you are current on your mortgage and are qualified for a short sale, then you will likely have no late mortgage payments on your credit report.
2. Short sales help stabilize property values.  Unlike bank owned foreclosures, there is more incentive for the bank to minimize their losses by selling the property at market value, instead of below, preventing the neighborhood values from plummeting.
3. Your experienced Alexandria VA short sale listing agent is able to market the home, advertising to other buyer agents and the public that a quick approval is likely.  This helps to encourage buyers who would normally avoid short sales reconsider them.

If you are currently experiencing difficulty paying your Wells Fargo Home Mortgage, please call Wells Fargo directly to determine your home retention options.  Contact the Loss Mitigation Team directly at 1-866-903-1053.

As a Certified Distressed Property Expert and Certified Default Resolution Specialist, I help homeowners who are in distress understand their options.  These options may include loan modification, forebearance, short sale, Homeowner Assistance Program (HAP) for Northen Virginia military families, or other alternatives that may be approved by your lender. Before you max out your credit cards or deplete your savings trying to keep your mortgage current, feel comfortable giving me a call at 703-623-8759. 

Manchester Lakes 2BR 2BA Condo For Sale In Surrey Condos
Short Sale Listed by Manchester Lakes Specialist

6923 Victoria Drive, Unit D

Alexandria VA listing agent and Short Sale Specialist Tamara Inzunza presents another opportunity in Manchester Lakes.  If you’re looking for an affordable 2br/2ba condo in Alexandria VA where you can enjoy beautiful community amenities in a mature setting, then take a look at 6923 Victoria Drive Unit D.  This ground level home features a wood-burning fireplace, hardwood floors, washer and dryer, a master bedroom with a walk-in closet, and full master bath.

Located just off Beulah Road in Alexandria VA in Manchester Lakes, this home is ideal for commuters as it is close to I-495 Beltway, I-95 HOV lanes, and Fairfax County Parkway.  It’s also close to the Franconia-Springfield metro, which is the end of the blue line.

Many Alexandria VA first-time buyers have 2Br/2Ba condos on their wish list, and with a price tag of less than $220,000, this home makes for a unique buying opportunity.  Investors looking for income property in Alexandria VA should consider these condos, as this floor plan, low condo fee, and convenient location can make for a good rental property.

This property is a short sale and requires lender approval.

Subdivision: Manchester Lakes (Alexandria VA 22310)

List Price: $219,900

Bank: Bank of America Short Sale 

Bank: Citi Mortgage Short Sale

Listing Agent: Tamara Inzunza, CDPE, CDRS, SFR (Listing agent specializes in short sales) 

Alexandria VA Short Sale Specialist | 703-623-8759 

See Also: Manchester Lakes Video Tour

See Also: Manchester Lakes Amenities Photo Tour

See Also: Manchester Lakes Real Estate and Market Update for June 2010

If you are currently having difficulty paying your mortgage, you may qualify to sell your home as a short sale.  Even if you are behind on payments or have received a notice of default or notice of trustee’s sale in the mail, we may be able to stop the foreclosure process. We’ve done it before! 

As a Certified Distressed Property Expert and Certified Default Resolution Specialist, I help homeowners who are in distress understand their options.  These options may include loan modification, forebearance, short sale, Homeowner Assistance Program (HAP) for Northen Virginia military families, or other alternatives that may be approved by your lender. Before you max out your credit cards or deplete your savings trying to keep your mortgage current, feel comfortable giving me a call at 703-623-8759. 

Alexandria VA Short Sales |
Chase Short Sale Under Contract In Pembrook Village

Our Alexandria VA short sale listing at 4420 Pembrook Village Drive is now Under Contract.

If your mortgage is with Chase Mortgage, and you’re interested in finding out if you qualify for a short sale, please contact us.  Chase Mortgage has made it easy for borrowers to start the request for a short sale. 

If you qualify and would like to sell your home, the next step would be to complete the preliminary Chase Short Sale Packet, and list your home with an experienced and qualified Alexandria VA short sale agent.

Alexandria VA Short Sale Specialist | 703-623-8759 

As a Certified Distressed Property Expert and Certified Default Resolution Specialist, I help homeowners who are in distress understand their options.  These options may include loan modification, forebearance, short sale, Homeowner Assistance Program (HAP) for Northen Virginia military families, or other alternatives that may be approved by your lender. Before you max out your credit cards or deplete your savings trying to keep your mortgage current, feel comfortable giving me a call at 703-623-8759. 

Wachovia Short Sale Approval Letter And
Some Questions Explained

While working with many homeowners who are facing a financial hardship, I’ve found that these questions often come up:

1. How long will it take for the bank to approve the sale? That depends on the lender, and how many loans there are on your home.  If you currently have more than one loan, then that will add time to the short sale approval process.  All lenders will have to agree on how much they are willing to receive. Wachovia has one of the fastest turnaround times, and within the real estate industry, that good news in travelling fast.  Short approval times are good because it reduces the chance that the buyer will walk away from the transaction.
2. Will I have to pay back the short amount? Once your short sale is approved, your lender(s) will issue a Short Sale Approval Letter.  This is similar to the Mortgage Approval Letter that you received when you were buying your home.  The letter will say that you are approved, but it will be subject to certain conditions.  These conditions will be outlined, and your letter should stipulate if you will be required to pay any money.  This could mean bringing money to the table at closing, or signing a promissory note for some or all of the difference.
3. Will the bank release the lien on my house after a short sale? The short sale approval letter outlines the terms of the approval, and if all of these terms are met, the bank(s) should release the lien on your house.
4. Do I have to make any repairs? All short sales are sold in as-is condition.  This is usually a stipulation of the short sale approval. An experienced short sale listing agent will make this known by indicating it in the Multiple Listing Service (MLS) so that buyer agents are aware, and it should also be one of the terms in your sales contract.
5. What if I can’t afford to keep the utilities on? You’ll increase your chances of getting your home sold quicker if you can maintain the home to your best ability.  This includes keeping the utilities on through closing.  In some instances, it may not be financially feasible to keep the utilities on, and in the event that happens, please let your short sale listing agent know ahead of time, as it may be possible to address that in your sales contract.
6. How long will it take before I can close on the short sale? The short sale approval letter will specify the date by which closing must take place, typically it is within 30 days of the date the letter is issued.

If you are wondering what your short sale approval letter may look like, I’ve embedded an example of one below that I recently received for my sellers.  This will give you an idea of what you can expect when you sell your Alexandria Virginia Short Sale.

Wachovia Short Sale Approval Letter

Alexandria VA Short Sale Specialist | 703-623-8759 

As a Certified Distressed Property Expert and Certified Default Resolution Specialist, I help homeowners who are in distress understand their options.  These options may include loan modification, forebearance, short sale, Homeowner Assistance Program (HAP) for Northen Virginia military families, or other alternatives that may be approved by your lender. Before you max out your credit cards or deplete your savings trying to keep your mortgage current, feel comfortable giving me a call at 703-623-8759. 

Alexandria VA Short Sales | 4420 Pembrook Village Drive (Pembrook Village) |
Alexandria VA Condos For Sale 

4420 Pembrook Village Drive

Alexandria VA listing agent Tamara Inzunza has just listed a beautiful two bedroom/two bath, three level end unit condo that is move-in ready.  This short sale requires third party-lender approval. 

Features include: 

* – two master suites, each with its own full bath 

* – living room with wood-burning fireplace 

* – updated kitchen appliances 

* – stack washer and dryer 

* – walk-in closet in master bedroom 

* – upper level balcony 

* – upper level loft/den, perfect for the home office space 

* – assigned parking and lots of visitor parking 

This home offers a convenient Alexandria location that is roughly 15 minutes away from the Huntington metro station, which is the end of the yellow line.  For military families relocating to Northern Virginia, it is located less than 10 minutes to Fort Belvoir (south), and from the Huntington metro offers a direct route to the Pentagon. 

Subdivision: Pembrook Village 

List Price: $130,000 

Bank: Chase Short Sale 

Listing Agent: Tamara Inzunza, CDPE, CDRS, SFR (Listing agent specializes in short sales) 

Alexandria VA Short Sale Specialist | 703-623-8759 

As a Certified Distressed Property Expert and Certified Default Resolution Specialist, I help homeowners who are in distress understand their options.  These options may include loan modification, forebearance, short sale, Homeowner Assistance Program (HAP) for Northen Virginia military families, or other alternatives that may be approved by your lender. Before you max out your credit cards or deplete your savings trying to keep your mortgage current, feel comfortable giving me a call at 703-623-8759. 

Old Town Alexandria Short Sales |
Wachovia Short Sale Fast Program Track Cuts The Wait For Old Town Homeowner Facing Foreclosure 

415 S. Royal Street Approved Short Sale In Old Town Alexandria

Old Town Alexandria homeowners facing foreclosure can get faster help if they have a mortgage with Wachovia.  We’ve just completed another successful short sale, this time with Wachovia Mortgage.  Wachovia has recently introduced its Short Sale Fast Track program which significantly reduces the dreaded ‘wait period’ that comes with buying a short sale. 

I commend Wachovia for being a frontrunner in changing the way that they process short sales.  As as short sale listing agent, one of the hardest parts of the transaction is keeping the buyer interested while other homes come and go on the market.  It’s tough for the anxious seller to wait for a response as well, because they need to make plans for finding another home. 

With a streamlined approach, the Wachovia Short Sale Fast Track program has distinct advantages that other banks do not offer including: 

• the homeowner/borrower does not have to be late on the mortgage to be considered for the program
• may offer up to $2500 to the homeowner
• less documentation than what is typically required, only the listing agreement, purchase contract, and preliminary HUD-1 settlement statement as prepared by a local settlement attorney
• no deficiency judgment or promissory note
• response within 30 days, and closing within 30 days after approval

If you currently have a mortgage with Wachovia, you may qualify to sell your home as a short sale by participating in their Fast Track program.  Even if you are behind on payments or have received a notice of default or notice of trustee’s sale in the mail, we may be able to stop the foreclosure process. We’ve done it before! 

As a Certified Distressed Property Expert and Certified Default Resolution Specialist, I help homeowners who are in distress understand their options.  These options may include loan modification, forebearance, short sale, Homeowner Assistance Program (HAP) for Northen Virginia military families, or other alternatives that may be approved by your lender. Before you max out your credit cards or deplete your savings trying to keep your mortgage current, feel comfortable giving me a call at 703-623-8759. 

Lorton VA Short Sales | 9174 Furey Road In Laurel Highlands

Lorton VA Short Sale Listing By Tamara Inzunza, CDPE, CDRS, SFR

Move-in ready with lots of upgrades, this distressed property shows no signs of stress!  Features include:

• * – Hardwood floors on main level
• * – Powder room on main level
• * – Separate dining room
• * – Rear kitchen with island, upgraded cabinets, gas cooking
• * – Family room off kitche w/gas fireplace, french doors
• * – Rear elevated TREX deck (no maintenance, no staining, heat resistant)
• * – Upper level laundry room w/full sized washer and dryer
• * – Master bedroom w/tray ceiling, custom built-ins in walk-in closet
• * – Luxury bath with soaking tub, separate shower, double vanity sink
• * – Walkout lower level finished with rec room, third full bath

Subdivision: Laurel Highlands

List Price: $425,000

Bank: Chase Short Sale | Bank of America Short Sale

Listing Agent: Tamara Inzunza, CDPE, CDRS, SFR (Listing agent specializes in short sales)

Lorton VA Short Sale Specialist | 703-623-8759

As a Certified Distressed Property Expert and Certified Default Resolution Specialist, I help homeowners who are in distress understand their options.  These options may include loan modification, forebearance, short sale, Homeowner Assistance Program (HAP) for Northen Virginia military families, or other alternatives that may be approved by your lender. Before you max out your credit cards or deplete your savings trying to keep your mortgage current, feel comfortable giving me a call at 703-623-8759.

Alexandria VA Short Sale Under Contract

1030 Anderson Street Alexandria, VA 22312